This is a good plan but for a company with a stock, SIRI, that has a 5yr APR = -41.0% and with the highest 5yr STD = 200.81% that I can recall. The Balanced portfolio has a decent 5yr APR = 4.91% with a nice 5yr Sharpe ratio = 1.72. The employee portfolio has 14% 0f their money invested in company stock which almost pushed the portfolio off the 2D scan chart. The plan trustee is Prudential and many of their Liftime SMA finds like the Lifetime Balanced fund PRU.bal in the scan are in the 401k plan. The two largest holdings in the Balanced portfolio are the GIC and the Prudential Core Plus / PIMCO bond fund PRU.cpb in the scan.I remind everyone once again that volatility kills compounding. Company sock SIRI has a 5yr AVERAGE APR = 47% but volatility reduced that to a 5yr APR = -41.0%. Thats the number your bank account would show.
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