This plan was not helped by company stock AIZ which has a small negative 5yr APR = -0.34%. The Balanced portfolio has over 70% of the plan invested in the money market fund VMVXX and the bond fund PTTRX. The employee portfolio has VMVXX and VGSTX as its two largest holdings with a small positive 5yr APR = 3.19% and a small postive Sharpe ratio. This is a young company and except for a terrible 2008 has done well. The YTD return is 41%. The 401k plan has too many Target Date retirment funds in my opinion as do many others. They are highly correlated.
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