The Balanced portfolio is up over last year for the same 401k index investment options. They are discussed in a ELS TechNote 2009-5 that can be downloaded from this site and they are summarized here;GIC.ekx ............... GIC/stable value
FUSEX ................ Large US Equity
VTXVX ................ Lifestyle
PTTRX ................ Bond
AEPGX ................ International
VBINX ................. Balanced
RYSFX ................. Small US Equity
VMVXX................ Money Market
FEAFX ................. Mid US Equity
LZEMX ................ Emerging Markets
MALTX ................ Specialty/Sector
There are many alternative proxies for each index catagory and I choose these as the ones I saw most often in doing 401k scans last year and I have kept them to allow year-over-year comparisons. Their recovery in 2009 raised the APR from 6.07% to 7.78% and the Sharpe ratio grew from 0.73 to 1.26. I may change the Specialty/Sector proxy next year.
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