USC 401k (RSP) Plan PSDS Scan 12-31-2010

The USC (University of Southern California) 401k Retirement Savings Plan provides 4 options from major mutual fund companies and an insurance company; Fidelity, Prudential, TIAA-CREF and Vanguard. This scan is for the Prudential option. In the scan the Prudential Guaranteed Interest Account is GIC.ekx and it is the largest holding of the Sharpe ratio balanced portfolio. A uniform asset allocation portfolio is provided for comparison purposes, as I have no information on the employee asset allocation. The Balanced portfolio has an above average 5yr APR = 6.85% with a Sharpe ratio of 1.86. The largest equity holding of that portfolio is the Oppenheimer Developing Markets Fund with 4.9% of the portfolio. A good Plan choice with all but one of the Prudential options in the Balanced portfolio.