Alliance Data Systems 401k (RSP) Plan PSDS Scan 12-31-2010

The last Alliance Data Systems 401k Plan design scan was in 2008. This year the 401k Plan Balanced portfolio was helped by company stock ADS and an improving market to an above average 5yr APR = 6.66% with a positive Sharpe ratio of 1.03. The 3 largest holdings are PTTRX, the Schwab stable value fund SVF.cs in the scan and company stock ADS. The employee portfolio largest holding was DODGX which has not done well the last 5 years. This is a small plan fairly well diversified and helped by company stock.