ECOLAB 401k (SP) Plan PSDS Scan 12/31/2008

This plan has several good investments but was hurt by 2008 and company stock volatility. The Balanced portfolio has 65.8% invested in the stable value fund FMIP in the scan. The employee portfolio has 52.6% invested in company stock ECL which has a nice 5yr APR = 6.2% but with high volatility STD = 23.96%. Keep in mind volatility kills compounding.