Alliance Data Systems 401k (RSP) PSDS Scan 12/31/2008

This plan was helped by company stock ADS and the Balanced portfolio has 1.8% invested in the stock and the employee portfolio has 4.5% in the stock. It is very volatile, 5yr STD = 52.72%. In the scan the Charles Schwab stable value fund was represented by SVF.hpx the Hueler SVF index. The Old Mutual fund OMARX did not have 5yr data as of 12/31/2008 and was represented in the scan by the emerging market etf EEM.