XTO Energy 401k Plan PSDS Scan 12/31/2008

This plan like many energy company plans was dominated by company stock, XTO, which was off the chart. The employee portfolio had 76.5% of their money in company stock and their portfolio had an APR 0f 18.0%. The so called Balanced portfolio had 93.2% invested in the stable value fund DSVG1 which would not be my asset allocation either if I were an employee. This plan while small has a good stable value fund, good equity funds and XTO is up 8.0% YTD.