Fiserv 401k (SP) Plan PSDS Scan 12/31/2008

This is mostly a Vanguard plan and has a good stable value fund VRST in the scan. The Balanced portfolio has 94% of the money there. The employee's portfolio has VWELX as their largest holding and very little in company stock. I ran a scan without VRST and the Balanced portfolio APR changed very little but the STD went up by a factor of ten.