United Technologies 401k (DC) Plan PSDS Scan 12-31-2010

Effective 1-1-2011 United Technologies overhauled its two 401k Plans and cut the number of investment options from 19 to 9. They also replace Fidelity with Aon Hewitt and switched to index investment options instead of mutual funds making plan simplicity a high priority. State Street Global Advisiors now manages 5 core funds that are all index funds. After reading the SEC 11-k report and other sources I think these 9 options in the scan are representative;

SSgA Core Index Funds - SPY, IWV, MDY, DIA, GLD (or AGG)
SSgA Target Date Funds - LTAIX, etc.
AllianceBernstein Asset Allocation Index - ACG
Stable Value Fund - SVF.hpx (Heuler Index)
Company Stock - UTX

The GLD option is my choice for a currency index but most would probably use AGG or another income index fund. Its Xmas time. The Balanced portfolio APR of 9.39% changes to 5.17% if you use AGG instead of GLD. All in all a good 401k plan but very different from last year and still helped by company stock.