Panera Bread 401k (SP) Plan PSDS Scan 12-31-2010

The Panera Bread 401k investment options are well diversified and the Balanced portfolio has a 5yr APR of 6.00% with a Sharpe ratio of 1.30. Its three largest holdings are PTTRX a bond fund, FRTXX a Fidelity money market fund and FGOVX a Fidelity government income fund. The employee portfolio's largest holding is a collection of Target Date Retirement funds represented by FFTWX in the scan. Interesting. Their next two largest holdings are FRTXX and company stock PNRA that has a 5yr APR of 9.03% with a Sharpe ratio of 0.16. Nice but volatile. This is an above average 401k Plan and stock.