This plan was one of the Top 401k plans for 2010 (number 6) and will probably be there in 2011 based on these results. The Balanced portfolio was NOT helped by company stock AES but still has a 5yr APR = 7.80% with a Sharpe ratio of 1.24. The top 3 holdings of that portfolio are the stable value fund VRST in the scan, a total return fund LTRYX and a bond fund HLGAX. The gold fund OPGSX is the fourth largest holding and gives the portfolio APR return a big lift instead of comapny stock. Several of the funds in my retirement porfolio (PRPFX, SGENX,etc) have gold among their top holdings and others have commodities like food and specialty chemicals. The employee portfolio invested 18.6% of the portfolio in company stock which did not help as volatility again kills compounding as it always will.
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