The year over year change in the Balanced portfolio is a bit lower because there are many more funds with positive 5yr Sharpe ratios. That reduced the allocation to company stock APA which has a 5yr APR = 16.09% but with off the chart high volatility. The employee protfolio has 45.9% of their money invested in company stock. Too much volatility risk for a retiree in my opinion. A good plan with a good stable value fund FMIP2 but one of the money martket funds FRTXX has a negative 5yr Sharpe ratio. FDRXX has much better numbers.
No comments:
Post a Comment