Oracle 401k (SIP) Plan PSDS Scan 12-31-2009

This plan was helped by company stock ORCL and the Balanced portfolio has invested 5.6% of the plan in the stock and that portfolio has a 5yr APR = 6.28% with low volatility risk STD = 3.42%. The Balanced portfolio largest holding is a Fidelity stable value fund represented by the index SVF.hpx in the scan. The employee porfolio has a 5yr APR = 5.72% and STD = 5.90% with company stock their largest holding at 15.5% of plan.

Jefferies Group 401k (PSP) Plan PSDS Scan 12-31-2009

The last scan for this plan had few funds in the Balanced portfolio and no company stock. This year the Balanced portfolio has 1% in company stock and over half the funds in the plan are in the Balanced portfolio which has a 5yr APR = 3.92%. The employee portfolio had 16% invested in company stock which reduced their 5yr return to APR = 2.85%. The stock had a great 2009 but the 5yr annualized return is less than half the average return. Volatility kills compounding.

GE 401k (SSP) Plan PSDS Scan 12-31-2009

This plan was hurt by company stock GE which has a 5yr APR = -12.8%. The Balanced portfolio is a bit better than in the last scan using 12-31-2008 market data and now has 5 funds in the Balanced portfolio. The largest holding is the money market fund GEFXX at 46.6% of the plan represented by VMMXX in the scan. The employee portfolio has company stock as its largest holding and the portfolio has a 5yr APR = -3.42%.

State of Texas 401k (457) Plan PSDS Scan 12-31-2009

This plan closed its stable value fund in October 2009 to new investments. The impact on Balanced portfolio performance is shown in the 2D scan image. The largest impact on asset allocation was to increase investments in the money market fund FRTXX and the two bond index funds WFBIX and FBIDX. It was more work to show that impact in the 3D scan image than I had time for, sorry. The performance impact was not too great and there are many retirment plans that have no stable value fund including my own. Plan contributions to the stable value fund option will automatically go to WOTDX, the Wells Fargo Target Today Fund.

Abbott Laboratories 401k (RSP) Plan PSDS Scan 12-31-2009

This scan Balanced porfolio now has 10 funds and a slightly better APR = 5.70%. The 2009 SEC 11-k report did not include a PDF copy of the report as the year earlier report had. Only a uniform portfolio asset allocation is posted for 12-31-2009 5yr market data. One of the funds in the earlier scan RGEYX did not have 5yr 12-31-2009 data in the Thomson file and was not included in the scan.

FASTENAL 401k Plan PSDS Scan 12-31-2009

A small plan helped a little by company stock FAST and the Balanced portfolio has invested 1.5% of the plan in company stock. The employee portfolio has invested 31.6% of that portfolio in company stock which is way too much for a prudent investor in my opinion. That portfolio has a lower return 5yr APR = 3.47 with a higher risk STD = 16.23%. The Merrill Lynch Retirement Preservation Trust is represented by the GIC index GIC.ekx in the scan and that is where 64.6% of the Balanced portfolio is invested today. That number will go down as the Market recovers to long term mean value returns.

H&R Block 401k (RSP) Plan PSDS Scan 12-31-2009

The H&R Block plan was last scanned 6-15-2009 with 12-31-2008 market data. This 12-31-2009 scan Balanced portfolio with 12-31-2009 market data has improved year over year and has an APR = 5.10% and there are now 10 funds in the portfolio instead of only 3. The stable value fund SVF.hpx in the scan has 56.1% of the portfolio but the employee portfolio has VWELX as its largest holding.

Bank of New York Mellon 401k Plan 12-31-2009

The 2008 scan of this plan did not include the stable value fund. That will make year over year comparisons awkward. The 12-31-2009 scan Balanced portfolio has 36.6% of the plan invested in the stable value fund FMIP2 in the scan and the employee portfolio has 26.1% in that fund. The two portfolios are very close and the employee portfolio has a much better return than it did in the 2008 scan. Also, the Balanced portfolio now has 20 funds.

Wells Fargo 401k Plan PSDS Scan 12-31-2009

This plan was not helped by company stock WFC which was down -6.8% in 2009 and has a negative 5yr Sharpe ratio. The Balanced portfolio has 70% of the plan invested in the stable value fund represented by the index SVF.hpx in the scan and has a 5yr APR = 4.60%. This is slightly more than the Balanced portfolio in the last WFC scan. The employee portfolio has 22.7% invested in company stock which is too much for a retiree in my opinion. That said this is a good plan with 9 funds in the Balanced portfolio including a few Dow Jones target retirement funds.

A.O. Smith 401k (PSRP) Plan PSDS Scan 12-31-2009

This plan was helped by company stock and the Balanced portfolio has 8.7% of the plan invested in the stock. The largest investment is in the stable value fund represented by the index SVF.hpx in the scan and it is also the largest holding in the employee portfolio at 56.8%. One of the funds in the scan FMIMX may no longer be available in the plan. Funds without 5yr data were represented by proxies.

NADART 401k Plan Investments PSDS Scan 12-31-2009

NADART provides 401k financial services to many companies. The investment options from their web site are mostly mutual funds and a few trust funds. As always investment options without 5yr data are represented in the scan by proxies for the option investment catagory.

The Balanced portfolio has a 5yr APR = 6.14 , STD = 2.85 and PSR = 1.23 which is not bad. The Balanced portfolio asset allocation has money in 10 options with the top three being PTTRX, PMDRX and MALOX. This organization at one time was the National Association of Automotive Dealers Retirement Trust.

News America 401k (SP) Plan PSDS Scan 12-31-2009

This plan was last scanned 8-26-2009 using 12-31-2008 market data. The year over year market data changes have lifted the Balanced portfolio 5yr perfomance to APR = 4.73% AND the employee portfolio now has a modest positive 5yr return APR = 2.15%. The 3D scan image comparisons show a patient portfolio on the mend to use a medical metaphor. That performance

improvement is most evident in the Balanced portfolio asset allocation, there are now 10 funds in the portfolio vs. only 3 last year. Things are looking up.

Boeing 401k (VIP) Plan PSDS Scan 12-31-2009

The latest SEC 11-k report 6-23-2009 provides data for the Master Trust as of 12-31-2008 at the major catagory levels,

Common/Collective trusts $ 8,612,116,282

Common and preferred stock $ 2,279,177,233

Mutual funds $ 45,226,761

Boeing common stock $ 2,644,993,995

Synthetic GIC's $ 9,066,560,544

Partnerships $ 3,140,903

Total Master Trust investments $22,651,215,718

The last scan on March 23,2009 did not include the GIC category and it was added for this scan. As a company almost 100 years old Boeing has many defined benefit retirees including old Mc Donnell Douglas retirees like myself. Less than 1% of the Master Trust is in participant directed Mutual fund investments. The Balanced portfolio has more. Keep in mind the Master Trust has many defined benefit retirees pensions to support.

Safeway 401k Plan & Trust PSDS Scan 12-31-2009

This plan last scanned 4-24-2009 has changed a bit. The funds in the plan as of 12-31-2008 are now PTTRX, CHCGX, RSPFX HSPGX and DODGX and the Plan trustee is Merrill Lynch. The market data for this scan are 12-31-2009 data but the funds in the Balanced portfolio are still the GIC, stable value fund and PTTRX. Company stock SWY was down 8.8% in 2009 but has a small positive 5yr APR = 2.58%. The stable value fund proxy FUNDG from the US Government 401k plan saw its 2009 return drop to 2.97% which made its 5yr APR = 4.03%.

Nobel Energy 401k (TPSP) Plan PSDS Scan 10-31-09

The plan is large and has an eclectic collection of funds. Company stock NBL has done well and like most energy stocks is volatile. The Balanced portfolio has 5.8% invested in the stock and 26.5% in the stable value fund FMIP2 in the scan. The employee portfolio has 29.3% invested in the stock and 16.8% in the stable value fund. This scan has 18 funds in the Balanced portfolio which I think is a sign investors may be able to leave the lifboat this year. Hope so.

Invesco 401k Plan PSDS Scan 11-30-2009

This plan was helped by company stock IVZ although it has off the chart volatility. The Balanced portfolio invested 5.4% in the stock and 39.6% in the stable value fund FMIP2 in the scan. It was also the largest holding in the employee portfolio as of 12-31-2008 which had only 1.1% in company stock. Company stock was off 52.3% in 2008 but bounced back strongly in 2009. The plan investements were mostly Invesco funds and trust funds. In several cases Invesco trust funds were represented in the scan by an ETF fund for the catagory they track.

Morningstar 401k Plan PSDS Scan 11-30-2009

The last scan for Morningstar was 9-30-08 and a lot has changed. The 17 funds in the plan as of 2003 were published at http://www.pbs.org/wsw/tvprogram/ as part of an interview with Don Phillips on Wall Street Week. The Calvert Social Index is no longer available as a Vanguard fund as is not in the current scan. The plan did not have a SEC 11-k report because Morningstar stock is not part of the plan. The 2003 plan also did not have a stable value fund, a GIC or a money market fund but did have a well diversified collection of funds including several 5 star funds like PTTRX. It is the largest holding in the Balanced portfolio. That portfolio has a 5yr APR = 7.90% in the current scan with a 5yr Sharpe ratio of 0.88 which is very respectable.