New Jersey Resources 401k (RSP) PSDS Scan 12/31/2008

This plan was helped by company stock, NJR, and in my opinion hurt by the stable value fund's artificially high Sharpe ratio. WFSVX has a Sharpe ratio over 10 which acts like a money magnet.

The so called Balanced portfolio has 81.7% invested in WFSVX. The plan has several good bond and equity funds that would be in my portfolio like CWGIX and DODFX which have less than 1% of the Balanced portfolio. Keep in mind that you cannot reduce all decisions to a calculation.