Peoples Financial 401k (PS) Plan PSDS Scan 12-31-2010

The Peoples Financial 401k was not helped by company stock PFBX. It has a 5yr APR of 0.0% as once again volatility kills compounding. The other investment options in the 401k are good and the Balanced portfolio has a 5yr APR or 5.89% with a Sharpe ratio of 1.27. That portfolio's largest holding is the stable value fund SVF.hpx in the scan. It is also the largest employee portfolio holding.