The C.R. Bard 401k Plan was helped a bit by company stock BCR. The Balanced portfolio invested 5.2% of the Plan in the stock and the employee portfolio invested over 25% in the stock. As the 3D scan image shows this plan is not well diversified even though it has over 20 investment options because they are highly correlated funds. There are no sector funds and Vanguard has many of them including commodity and emerging market funds. The Balanced portfolio 5yr APR of 4.52% is well below the average of other 401k plans. My suggestion would be to ask Vanguard for some help with diversification.
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