Wednesday, August 11, 2010

PACCAR 401k (SIP) Plan PSDS Scan 12-31-2009



This plan was helped by company stock PCAR but it is a very volatile stock that produced a bipolar employee portfolio as you can see in the 2D scan image. They invested 58.5% of that portfolio in PCAR and took on much more risk than a retiree should have in my opinion. The Balanced portfolio has only 6.7% invested in the stock and a much lower return 5yr APR = 5.42% and STD = 3.46%. The two largest holdings are the stable value fund FMIP2 in the scan and a Fidelity money market fund FRTXX. Even when I was much younger I never had more than 10% invested in company stock.

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