TETRA Technologies 401k (RP) PSDS Scan 12-31-2010

This plan was not helped by company stock TTI which has a 5yr APR = -4.90%. It is an oil and gas services company that is recovering from the recession. It had a good 2010 and is up 27.4% YTD in 2011. The Balanced portfolio is a lifeboat portfolio with the 3 largest holdings being the stable value fund, the bond fund PTTRX and the money market fund PRRXX. The 3 largest holdings in the employee portfolio are company stock TTI (17.4%), the stable value fund (13.3%) and the Dreyfus mid cap index fund PESPX (11.2%). This is a good 401k plan but with only average performance the last 5 years.

Dominion Resources 401k (SSP) PSDS Scan 12-31-2010

This plan continues to be helped a little by company stock D. The Balanced portfolio has made incremental perfomance improvements over last year and includes most of the Plan investment options this year. These investment options include 4 options in the Master Trust in this years scan.

Dominion Stock Fund -D

Interest in Master Trust

-Stable Value Fund (BNY Mellon) - SVF.mel

-Large Cap Growth Fund (RCM Fund) - RCLGX

-Small Cap Value Fund ( Lee Munder Fund) - MNVAX

-Small Cap Growth Fund (Cadence Fund) - TSCIX (proxy)

Common/Collective Trusts

-Intermediate Bond Fund - MIIDX

-Large Cap Value Fund - IWD

-S&P 500 Index Fund - SPY

-Wilshire 4500 Index Fund - VXF

Mutual Funds

-International Equity - VHGEX

-Real Estate Fund - VGSIX

-Target Retirement Income Fund - VTINX

-Target Retirement 2005 Fund - VTOVX

-Target Retirement 2015 Fund - VTXVX

-Target Retirement 2025 Fund - VTTVX

-Target Retirement 2035 Fund - VTTHX

-Target Retirement 2045 Fund - FTIVX

Not all of the Target Retirment funds are in the scan. Keep in mind these funds are highly correlated by design and an individual participant should own no morethan 2 in my opinion. That is because more provide almost no diversification benefit.

Fossil Inc. 401k (SRP) Plan PSDS Scan 12-31-2010

It has been 2 years since the last scan and the Balanced portfolio now has investments in almost all of the plan options including company stock FOSL at 5.1% of the portfolio. The employee portfolio has 9.9% in company stock with the other investments greater than 5% of plan shown in the 3D scan image. This is a well diversified plan with above average 5yr performance.

NewMarket Corp. 401k (SP) Plan PSDS Scan 12-31-2010

This plan Balanced portfolio continues to have high volatility because of company stock NEU which is 7.9% of the portfolio. The employee portfolio has 34% in the stock as shown in the 3D scan image note with employee assets > 5% of the plan. This company is a collection of affiliate companys in the oil and gas industry with high returns and very high volatility. All in all a good plan and the employees continue to invest heavily in company stock. Way too much for a retiree and those near retirement in my opinion.

CARBO Ceramics 401k (SPSP) PSDS Scan 12-31-2010

Not a lot has changed in this plan over last year. The Balanced portfolio is slightly better with the GIC still the largest holding at 45.8% compared to 51.3% last year. Only 2 of the investment options are not in the portfolio NYVTX and NFJEX. The employee portfolio holdings larger than 5% of the plan are shown in the 3D scan this year. A good plan continuing to be helped by company stock CRR although it remains a very volatile stock.

Reliance Steel & Aluminum 401k PSDS Scan 12-31-2010

It has been 2 years since the last scan for this plan. The Balanced portfolio has improved significantly and invested 3% of the portfolio in company stock RS this year. The employee portfolio has 13.3% of that portfolio in the stock which is very volatile but with a nice 5yr APR = 11.9% and a positive 5yr Sharpe ratio. The plan trustee is Fidelity and most of the investment options are Fidelity funds. This is a small plan with good domestic diversification.

YUM Brands 401k Plan PSDS Scan 12-31-2010

This plan's Balanced portfolio continues to benefit from company stock YUM and it has 19.1% of the portfolio invested in the stock. The employee portfolio has over half their money in company stock. This is a very simple plan that uses only a few basic catagory index funds and company stock. The trustee is State Street Bank.