This mining company stock NEM now has a small positive 5yr APR = 2.18% but not a positive 5yr Sharpe ratio and it is still not in the Balanced portfolio. The employee portfolio has 17.8% of their portfolio in the stock which did not help their 5yr return. Year over year improvement can be seen in the 3D scan image but I would still rather own GLD than NEM stock.
The Piper Jaffray Balanced portfolio has improved over last year and now has a 5yr APR = 6.23% with a Sharpe ratio of 1.11. The employee portfolio has 10.7% invested in company stock PJC which still does not have a positive 5yr Sharpe ratio but it is close. All things considered this is a good plan that got incrementally better in 2009.
About the only big change this year 2011 was the viewing angle which I did not write down last year.
Agilent Technologies company stock A had a very good 2009 but the stock volatility is so high the Balanced portfolio invested only 0.8% of the plan in the stock. The employee portfolio has 5.1% of their portfolio in the stock. As the 3D scan image shows there are now 12 investment options in the Balanced portfolio including one Vanguard target date retirement fund.
Last years scan did not include the stable value fund and the Balanced fund put 100% of the plan in company stock SRE. This years scan includes the stable value fund SVF.hpx in the scan and the Balanced fund has 84.4% of the plan in the stable value fund and the stock which did well again in 2009 has 12.7%. It made a huge difference in the 3D scan image. The employee portfolio has 45.5% of the postfolio in company stock about the same as last year. This bipoloar behavior happens a lot in energy companies that have strongly outperfomed the market for more that 5 years. Only investment options with 5% or more of the plan are in the scan.
A lot has happened since the scan last year. The company XTO Energy is now owned by Exxon Mobile and the company stock in the scan is XOM. Today 8-13-2010 was the last day the old stock was listed. The Balanced portfolio invested 6.6% of the plan in XOM stock and 75.1% of the plan in the Wells Fargo stable value fund DSVG1 in the scan. The employee portfolio investment in company stock was 75.2% of the portfolio using 12-31-2009 asset allocation data. That is way too much even for Exxon Mobile stock in my opinion especially for a retiree.
The Kohl's 401k plan added a couple of funds and one of them BPRAX is in the Balanced portfolio. That portfolio has improved year over year but the stable value fund SVF.put in the scan is still the largest holding. The employee portfolio has 14.3% of the portfolio in company stock KSS and that reduced their 5yr return and increased their volatility risk. A familar story.
