I have little new information since the last scan for the Texas Instruments 401k in August 2010. After looking at a few court documents I decided to replace STIF with NOFIX the Northern Trust fixed income fund. The Balanced portfolio is still a lifeboat portfolio with over 90% of the Plan in just two funds NOFIX and BBPAX both income funds. I ran scans with and without Target Date Funds and they made almost no difference in the Balanced portfolio 5yr APR of 5.31%. Company stock TXN has a negative 5yr Sharpe ratio and by rule is not in the portfolio because of the stock's high volatility. This is a good company but the 401k Plan needs work. The retirement committee may want to check out Intel's 401k or other Top Ten 401k Plans posted on this site.
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