Weyerhaeuser 401k PSDS Scan 6/30/2008

The six funds in the scan were,

VFINX, VEXMX, VTINX, VBMFX, VGSTX, VWINX

This was the lowest PSR to date, a conservative
low cost portfolio.

Verizon 401k Plan Scan 6/30/2008

The funds in the scan were

PRRIX, PTTRX, FDIVX, FRESX, FMAGX, CFIMX,
EFA, SPY, RSP, IWN, IWW, IVV

The ETF funds are proxies for unspecified generic
funds that I could not identify.

Abbott Labs 401k PSDS Scan 6/30/2008

The 11 funds in the scan were,

RGAFX, RICFX, RWMFX, PGIYX, VIIIX,
PVYYX, VIEIX, RERFX, POVYX, DODBX, PGEYX

and the fund data were dated 6/30/2008.

United Technologies 401k PSDS Scan 6/30/2008

The earlier Scan used 5/31/2008 fund data. A new scan
using June data was posted because the data changes
were larger than normal.



The 18 Funds in the scan were

VFINX, FCNTX, FGRIX, VIGIX, PGOYX, PNOYX,
VIVAX, FLPSX, IWS, TASVX, VSGIX, VEXRX,
TCIEX, TDADX, TEMFX, SGENX, VHGEX, MBDFX

The mid-cap index fund was not clear to me
so I used the index fund IWS.

Bear Market Performance YTD 6/30/2008

Five year design scans were used to create my IRA portfolio.

So how am I doing in this 2008 Bear market so far? Well I am
down 5.79% and the T.Rowe Price 2010 fund is down 6.48% as of
6/30/2008.

The Bar chart shows that some of my funds like TAVFX are down
a lot more but I still own them and have no plans to sell low.
At the end of 2007 I did rebalance and added RYVFX to get a
bit more diversified. This bear is just one of several I lived
through. In the last 29 years my compounded rate of return
has been 11.6% with a standard deviation of 10.9%. I did not
write PSDS until 2005 and had no stochastic design tools for
the first 20 years. The standard deviation has gotten lower
in the last few years using PSDS.